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Buy your home with a partner not a bank
A high integrity option that's also a better financial outcome over the next few years. Put in 5% of the home's purchase price and share in the home's appreciation with a Riba-free model.
A strategic way for Muslims to buy a home without ever paying interest
It might feel like there are few good options to own a home while respecting your beliefs.
  • What if you don't want put all your assets toward a large deposit?
  • You may need to move for your career or a growing family. What if you're not sure how long you'll be in the home?
  • How do you get into the right neighborhoods for your commute, kids' schools, or quality of life?
We believe everyone should have more choices when it comes to buying a home. That's why we created Acre.
Customers choose Acre as a better financial option for multiple scenarios over the next few years for example: relocating and trying out a new city, sending their kids to that great high school, renting out their previous home, and more.
Acre provides a lease with shared appreciation
No interest
We don't charge you interest to buy the home.
No mortgage
You don't borrow any money from us, so there's no mortgage.
No debt
We buy the home with you, so you will never owe us any debt.
As seen in:
Be a cash buyer without debt
A cash purchase means you can make a competitive offer and close quickly — usually in as little as 2 weeks.
No mortgage also means no origination costs, appraisal gaps, or lengthy process.
The Acre team partners with you during the process to make sure you're getting the best value on your new home.
Get approved in less than 15 minutes
It isn't a "pre-approval" — one step and you're done.
We work with a variety of income types (i.e., W2, 1099, small business owners), and the application takes < 15 minutes.
No closing costs.
No fees.
No kidding.
Acre pays all closing costs — inspections, legal fees, everything. You'll save thousands.
You put in 5% of the home's purchase price up front. Acre calls this your "Value Share." Get it back when you decide to buy or cash out.
Acre covers the make-ready work.
Acre residents choose a no debt option
How it works
1
Choose a Home That's For Sale
Browse the full for-sale market in the best neighborhoods. Target homes with top school ratings, modern updates, and the features your family wants.
2
Put in 5%. Period.
Contribute just 5% of the home's price — we call that you're Value Share. There are no other fees, transaction costs…or headaches. Acre buys the home in cash on your behalf.
3
Lease and Share Appreciation
Move in and pay monthly lease payments with no mortgage debt. Starting on day one, you participate in home price appreciation.
Build wealth via appreciation from day one
When you rent, 100% of your monthly payments disappear. Acre gives you access to the upside of homeownership without debt.
From the moment you move in, you share in your home's appreciation. If the market goes up, you build wealth.

Example: If your home appreciates by $100,000 during your time there, you keep $50,000 of that appreciation (with Acre Boost). That wealth accumulation starts immediately, not years down the road.
Case studies
Cash offer and quick close got a GREAT price
Alice applied, submitted an offer, won, and closed on a beautiful home within 14 days to get more space for a multi-generational household. Final purchase price was >10% below list.
$590,000 home
Dawsonville, GA
Put less down, reinvested in his business
Eddie put down less than the lender required so he could reinvest back into his business that has been outperforming the real estate market. He made a 4x return instead of 2-4% per year.
$760,000 home
Cary, NC
Saved a total of $13,404 in closing costs
Mike & Dana moved to get their 9th grader into a fantastic high school. With Acre, these experienced homeowners can easily move to their empty-nest home once she graduates.
$695,000 home
Apex, NC
Flexibility to decide what's next
Life changes, and your housing should adapt with you. At the end of your 3-year term, Acre gives you the freedom to make informed decisions about long-term housing without financial pressure or rushed commitments.
Cash Out
Jobs change. Family needs evolve. If you need to move simply cash out your Value Share, appreciation, and move on. No Realtor fees, no lengthy selling process, no costly transaction expenses.
Buy the Home
If you decide to stay, you can take your value share + appreciation and convert to a muslim mortgage, a standard mortgage, or buy in cash.
Extend
Love the home and neighborhood but not ready to buy? Extend your lease to stay and build wealth while keeping your options open.
Acre is a better way to buy
Give us a call!
Call / Text: (984) 370-8720